Contemporary Sterling Silver Charm Bracelet

By George Pertonio

The silver charm bracelet is one of the all time classic jewelry items still considered to be of immense value to fashion fanatics. This trendy accessory can be seen sported by the young and old alike.

The jewelry markets are flooded with all kinds of varieties for charm bracelets and you can find one for every price range that you are looking for, like high end designer wear and more moderately priced pieces.

Sterling silver charm bracelet have a history that spans centuries, and was first started as a fashion item by Queen Victoria in the 19th century when she put a charm bracelet on her wrist containing family images showing her ancestry.

This trend has caught on with the masses and you can see them on the wrists of old and young alike.

Each charm bracelet tells a unique story and this is perhaps the most interactive type of jewelry in the market. Each charm can represent a particular genre of sport, travel or kitsch hobbies.

With a charm bracelet you can add on charms as you require, perhaps if you are traveling around the word; the bracelet can become a recorder which tells the story of your travel across the world.

You can also chose a theme that interests the wearer as none of the themes are off bounds for this product. a tennis or surfing fan can sport charms with a tennis racket or surf board and display their personality.

With its appeal with all genders and age groups, the charm bracelet can be a unique gift item because you can personalize it according to the interests of the person you want to gift it to. This unique jewelry item helps you personalize the gift at its best.

You will be able to find a plethora of options when it comes to the design and style of charms that are available out there in the market. The thousands of charms have been placed into different categories that make it easier to make a choice.

From animals to cars and sports you will be able to find charms of your interest irrespective of what that might be.

Though silver is incorporated in the charm bracelet, the real appeal of this fashion item lies in the fact that it is a timeless piece that takes on a life of its own as the wearer adds on charms as time goes by.

Hence with this jewelry item you get two things in one. You will be able to find exquisite charms in many craft and hobby stores around the world. The wide variety of charms varies according to their styles and worth.

Whereas some charm bracelet designers will charge you for their design others incorporating precious gems like diamonds are high end charms that can be added onto your charm bracelet. - 23200

About the Author:

Sterling silver jewelry is high quality yet not as expensive as one might think. For more guidance on obtaining the sterling silver charm that is right for you click on these links.

Exchange Traded Fund ETF Options Explained

By Ahmad Hassam

Have you ever heard of the Inverse Currency ETFs? Exchange Traded Funds (ETFs) are a great tool for the retail traders and enable them to trade a variety of markets and sectors individually or with options. ETFs are a recent financial innovation. Overtime ETFs have become highly popular with the investing public. An ETF is made up of different component stocks, currencies, commodities or bonds. An ETF is a security. An Exchange Traded Fund (ETF) is typically designed to track a particular index or segment of the market.

ETFs volatility is less than that of its component stocks, bonds, currencies or commodities as ETFs track a group of securities. So ETFs can also reduce volatility. With ETFs you can also implement strategies previously only available to large investors. ETFs enable you to reduce risk by offering unleveraged access to certain asset classes.

If you are looking for a segment of the market to invest or trade, there is a good chance that an ETF will be available that will fit your requirements. There has been an explosive growth in ETFs. So dont hesitate seeking an ETF for a market you wish to trade. ETFs are similar to a mutual fund. ETFs trade like a stock which means you dont have to wait till the end of the day to exit a position.

So ETFs are easy to understand. They give you intraday trading access. They have a low cost as compared to mutual funds and there are no short selling restrictions on ETFs. Most ETFs are based on a specific index like the S&P 500 index. Many ETFs are passively managed. So you should always check the ETF prospectus to check which index it tracks. Some recent ETFs are actively managed. ETFs have tax advantages as well.

Buying and selling ETFs is like buying and selling stocks. ETFs trade on major US stock exchanges. ETFs popularity has also given rise to the availability of research and scanning tools for ETFs on brokers websites.

Options contract are also available for some ETFs. The good thing is that you can use ETF options to reduce risk further since the initial investment is reduced. You may ask what the difference between index options and ETF options is as most of the ETFs track some index. The two products differ in three important ways:

1) ETF options have an underlying security that you can own; they lend themselves to combination strategies. 2) Index options are cash settled while the ETF options are settled using the underlying security. 3) Index options can be European Style or American Style while ETF options can only be American Style.

You have access to an index based security that you can protect as well as reduce its cost when combining ETFs with ETF options. ETF options are pretty natural next step for you if you have traded stock options. However, as with stocks not all ETFs have options available for trading.

Just like with ordinary options contracts, you can use the covered call, collared positions or protective put to manage risk with ETF options. But not all ETFs have options contract available for trading! If ETF options are available check how liquid the fund and the options contract are. - 23200

About the Author:

Mr. Ahmad Hassam has done Masters from Harvard University. He is interested in day trading stocks and currencies. Know Swing Trading. Learn Forex Trading!

Russian Investments Doing Well

By Mike Swanson

The world is grappling with one of the worst economic situations it has faced in years which hurts stock market beginners. There are some people who believe that the current recession is worse than the Great Depression of the 1930's. While there is no concrete evidence to suggest that this is the case right now, it does not really matter. What is clear is that there are a lot of people who are struggling to make ends meet. It therefore comes as a surprise that the Russia economy is growing.

This country is still often seen to be one of mystery given that it was cloaked from the world view for a long time during the years of Communism. When the Berlin wall fell in 1989 it was clear that the world had changed dramatically.

The entrance of Russia into the global economy was quite dramatic and this was done in accordance with advice received from western economists. They did not agree with the gradual approach adopted by China and as it turned out, this was not a good option for Russia. Consequently, the country has had to struggle to get onto its feet.

The Russian government has worked hard to try and reverse this situation with a lot of emphasis placed on the diversification of the economy. This means that they are able to offer more alternatives to investors. It is thought that the mineral wealth could be a key ingredient in the recipe for success.

Ensuring that you are not dependent on just one economic activity for revenue generation is essential and this is what the Russian government is working towards now.

To ensure that the Russian economy is growing, the government will have to continue with this policy. It could take the country to new heights. - 23200

About the Author:

For more on investing in emerging markets go to the bric nations stocks report.

Littleton Realtors and Littleton Real Estate Growth

By Michael Canon

The real estate market in Denver Colorado has been exceeding growth expectations and is much higher than the national average. Part of this is due to Denver having homes that can fit almost any budget. Likewise Littleton realtors have also noticed an increase in its real estate market. Many homes in the area have not lost nearly as much value as in other places across the country. With a steady market and reasonable interest rates the area has continued to grow. For those looking for a new home they may want to consider the Littleton area.

The community is a desirable community to live in as many Littleton realtors know because it is only twenty minutes from downtown. To the East of the city is Interstate 25 and to the North of the city lies highway 85. Littleton is a small city that is in the greater Denver Metropolitan area. The city offers its residents quite a lot ranging from shopping places to a historic area that is downtown. Besides the larger stores there are several smaller family owned restaurants and stores. The local community thrives in part due to the small stores keeping the money in the local economy.

The Littleton Historical Museum is located near downtown and has many very popular attractions. The exhibits are viewed by residents every year. There are exhibits in the museum that pertain to the city's history such as the living history farm. The living history farm is a farm that is similar to one you would find in the 1860's.

Hiking trails and a recreational center are just a couple of the attractions that have been setup by the city for residents to enjoy. Residents also find the golf courses and playgrounds to be good spots to enjoy family time.

For anyone looking to live in the Denver area Littleton is a convenient city. Besides having access to two freeways there is a new public transport system in place known as the Lightrail. The Lightrail offers residents easy access to downtown without having to drive. Littleton realtors will promote this to you as there are not many of these systems around the country.

There are various prices of homes to fit your budget that Littleton realtors will help you with. The city has condos and homes with a rather wide range. Condos actually range from $55,000 to about $1.1 million. Condos average out to about $198,000. The homes have a range that is quite larger than the condos stretching from $90,000 to $4 million. While this may seem like a large range the average is only about $354,000. As some prefer to build their new home the city has lots available that range from $50,000 to $3.5 million.

Littleton realtors have noticed that the sales of homes has been averaging out to about 2,600 a quarter and have been steady. The steady sales also show that the Littleton real estate market has been steady with no huge gains or losses. Littleton realtors will be able to help you find a home to fit your budget in this stable and desirable community. - 23200

About the Author:

Michael Canon is a Littleton realtor in Denver, Colorado with the Canon Colorado Team who have been often quoted by the Denver Media as real estate experts with more than 15 mentions in the last 2 years. Find more and get in contact with them today by visiting Littleton Realtors which is full of great information about Littleton homes before making any decisions!

Buying in Parker Colorado with the Help of Parker Realtors

By Bruce Durrell

Before you go ahead and purchase a home, it is always a good idea to talk to Parker realtors about the area. 20 miles Southeast of Denver is Parker Colorado which has attracted new residents for a number of years. Its small, family community is preferable for many people traveling to the area, but it still provides all of the entertainment and shopping you are searching for nearby. New home owners will also be fascinated by the fresh mountain air and beautiful scenery that the Rocky Mountains have to offer.

The history of Parker, as it started only as a train stop, is often told by Parker Realtors. The community has increased in size tremendously and now houses over 45,000 residents. The Pine Grove Way Station was replaced with the newer Parker Station, which is still working today. Parker still offers its trademark 5 globe street lights that you can view while walking downtown.

Your new home in Parker will have to take into consideration your budget and what type of home you want. Parker realtors will know exactly where to look to find the house that is best for you. Parker has several communities that offer multiple styles of homes such as conventional smaller homes and larger ranch style homes. Homes in Parker average around $300,000 and condos average out to be about $150,000. Compared to living in Denver you may find this to fit your budget better.

You should also ask Parker realtors about the amenities each community has to offer. The city is home to The University Center at Chaparral and Arapahoe Community College, but the University of Phoenix - Colorado Campus and Community College of Aurora are only 15 miles away as well. The Parker recreational department is often praised for its veracious parks, paved trails, and the well known H2O'Brien water park. Parker also offers public activities that your family can enroll in. Children may find the in-line skating rink and indoor turf field a great place to go. There is also a area hospital that is located just outside of the city.

There are multiple local festivities in which residents are encouraged to take part in. After moving into a new home residents will take some time to visit the county festival as well as the Parker Mainstreet Omnium. The city also puts on a special Christmas Carriage Parade and multiple concerts in the park. If any events interest you then you should ask Parker realtors for information on those events.

Parker is a town that's dedicated to a small town feel with a quiet family lifestyle. Parker realtors will be able to help you choose between one of the 9 elementary schools, 3 middle schools, or 3 high schools in the area if you have children. You can expect to be warmly welcomed into the Parker community as well as expect to meet lots of new people due to the increased desire to live in this community. - 23200

About the Author:

Bruce Durrell is a Parker realtor who has helped clients buy and sell homes and investment properties all throughout the Greater Denver area, Aurora and the southern suburbs. Read more and get in contact with them today by visiting Parker Realtors which is full of great information about Parker homes before making any decisions!