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Tuesday, May 26, 2009

Gas prices surge 9%: Don't fear $4

By Jonathan Summers

Gas prices have surged nearly 9% over the past two weeks, but analysts say a return to last summer's record highs of $4 a gallon is not on the horizon. Gasoline prices have jumped about 18 cents during the past 13 days, with the national average hitting $2.226 a gallon on Monday, according to a survey by motorist group AAA. While prices have been on a tear, they are still some 46% lower from the all-time high of $4.114 a gallon hit last July.

It's not surprising that prices have been moving higher as they typically increase ahead of the Memorial Day holiday, the unofficial start of the peak summer driving season. "A bump-up is to be expected this time of year but we're not on the way to another spike," said AAA spokesperson Troy Green. He said would be "surprised" to see prices reach $3.50 a gallon, barring unanticipated supply disruptions such as a hurricane, and he would be "shocked" to see $3.75 a gallon this summer.

Many analysts expect gas prices to continue climbing over the next few weeks, greatly because of rising crude oil prices, the main ingredient in gasoline. "Gas prices have trended higher in lockstep with crude prices," said Chris Lafakis, economist at Moody's Economy.com. "Crude is the biggest input in the price of gasoline." Oil prices have rallied some 73% over the past three months as signs the economy is headed for a recovery have raised bets that demand for oil and gas will rebound sooner rather than later. Oil prices edged lower Monday after closing at their highest level of the year Friday.

Despite the recent increase in oil prices, the fundamental backdrop for crude market does not support higher prices, analysts said. In addition, that may help keep gasoline prices in line. "There's some irrational optimism about the future," said Tom Kloza, chief oil analyst for the Oil Price Information Service. "People are looking at the bright side and not the actual data points for supply and demand." Demand for oil is at its weakest level since 1995 and the nation's supplies of crude are at their highest since 1990, according to the Department of Energy. While there are some indications that demand for gas is firming up and that drivers are gradually increasing the number of miles they drive each month, the lousy economy is expected to keep a lid on gas prices.

For drivers, income is the number one issue when it comes to how far and how often they drive, Lafakis said. With unemployment at 8.9% and rising, consumers are likely to remain frugal, keeping downward pressure on gas prices. "In an environment where income growth is very weak or has declined, you're not going to get the kind of demand that is necessary to push gas prices to $2.50 or $3.00 a gallon," he said. "That won't happen this summer because the macro economic environment is putting a ceiling on gas prices. - 23200

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Find your Income on the Internet

By Sara Ferguson

Many people these days are trying to make money on the internet. New websites, books, seminars, programs, and other sources hit the web everyday with some scheme, theory, or new idea on turning your computer and internet connection into a full time job. Like always the dreams of vast riches has brought out the scam artists and the get rich seekers to flood the net with every conceivable way of making money.

While there are many legitimate ways to make money on the internet, they are over shadowed by the thousands of scams being sold. So how do you sort out the real legitimate ways from the scams? While learning the hard way (trying them all) is a choice, most of us can not afford nor have the time to spend weeks if not months exploring what works and which is just another scam designed to drain your wallet.

Over the course of the last several years, I have tried and failed many times with just about every programs, scheme, and other possible way of making money on the internet. In that time I have learned a lot. Common sense and a little self education will go a long way in helping to sort out what to spend time experimenting.

Basic Rules to Follow:

Someone selling you a program: Think about it a minute. If someone had information that was so valuable that it can make you rich in months, why would someone be selling it? Why are they not so rich they could care less about selling it? Why would they be willing to sell something that makes them rich? Common sense will tell you the only thing making them money is the information they are selling to you.

Buying Free Information: Ever see the ads for information on government auctions? What about the people selling information about government grants? The truth is that all this information is out there FREE for anyone who just contacts the government agency and asks them for it. The only thing you really save is the time to find the information yourself. Let us face the real truth, if you need someone else to find the information that you can find yourself with a little bit of effort, than you will never succeed in using the information to your benefit. Save yourself the money, go find the information yourself.

If you already have decided making money online is the thing for you the first thing you must realize is there is no get rich quick method that works. Making money takes work and time; if you arent willing to put in both then dont waste your time. Making money online is like a fulltime job, you will work forty plus hours a week and it can take months before you see any real return for your time and money.

When you have decided to put forth the time and work to succeed in making money online, you will first have to decide how you intend to make the income. There are a whole host of methods from writing to building and selling websites to selling products. Which method you decide to use to make money, you need to first explore and see if it is right for you and the skills that you currently have mastered.

Just like no everyone was meant to be a writer, not everyone is good at selling retail products. So explore different ideas before you start to see what makes you happy since you will be doing a lot of work for free when you start. - 23200

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Washington Park Real Estate -- Quite a History

By Janet Salinas

One of the nation's most wonderful neighborhoods was created almost by chance by a buffalo wallow, a gardening expert, and someone who dug ditches.

Washington Park Real Estate typifies the marriage between beautiful homes and the great urban outdoors. The park is where we jog, peddle our bikes, throw the frisbee, walk our dogs, and enjoy the lakes and gardens. The Washington Park Real Estate Neighborhood is full of cool hunters, empty nesters, real estate investors, long-term residents and newcomers from other parts of the world. It is energetic, serene, multi-colored, and majestic. It is close to everything the city of Denver offers and boasts a magnificent view of the Rocky Mountains and the famous Colorado blue sky.

The Washington Park Real Estate Architecture is a random, but lovely mix of the old and new with original brick bungalows and new infill development snuggled together, side-by-side.

The ditch still exists, but very few are aware of its history. The water today is simply there for the occasional dog romps and not to supply water to the city as originally thought. The gardener's wagon brought the trees and shrubs that are today the mosaic within which our urban outdoor play is enacted every day. The buffalo wallow today is a beautiful lake used by the ducks and geese, as well as the occasional fisherman.

Balls are everywhere. Footballs, tennis balls, volleyballs, soccer balls, and croquet balls all fly and roll and bounce amid the huffing and puffing and gleeful laughter of the residents and visitors alike.

The residents of Washington Park tend their gardens, cut their grass, and keep snow clear of the sidewalks. They sit on their porch enjoying tea or a glass of wine and wave to the passers by. Residents are frequently seen carrying food to share with the neighbors next door. And the pounding of hammers, the roar of saws and the rumble of trucks form the soundtrack of our urban outdoors constant evolution. Given these surroundings, why wouldn't Washington Park Real Estate values be stable and strong? They most definitely are. Washington Park has the best historical price appreciation of any neighborhood in metro Denver over the last 13 years, and it's averaged 10% per year. The arrival of the young families, renovation work in the kitchens and baths, and the new construction that bring larger, contemporary homes, all contribute to the strong values. For those looking for a wonderful urban outdoor lifestyle in a lovely, centrally located neighborhood with a healthy mix of new and old residents and strong real estate values, Washington Park Real Estate offers a home for all those reasons and more. And to think this wonderful neighborhood began with a ditch digger, a gardener, and a buffalo wallow. - 23200

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How to Invest in Real Estate: The Real Meaning of Home Ownership and Investment

By Marty Chavez

Private and institutional investors are scrambling to find a place to put their money that's safe and provides a decent return.With rising unemployment, sinking property values, foreclosure rates skyrocketing, banks going bust, poor earnings by just about every company and the list goes on. Not an easy job in today's economy.

How to invest in real estate business now becomes the question of many investors wanting to multiply their revenues if they could. But what are the things needed to get started in this kind of investment opportunity? Let's try to find out.

First, you need to be able to quantify the risk associated with a particular property. Real estate is an investment that doesn't only involve a small amount of money but the returns can be equally impressive! This is the reason why it pays to have substantial knowledge when it comes to real estate investment.

Financing your investment is going to be one the most difficult hurdles you will face. After a careful due diligence of investment you want, it is best that you determine financing options such as, private financing, mortgage, loans and the like.

Put everything in writing. A lot of people fail on a particular investment because they've fallen short on jotting down plans. When you plan for something especially if it's an investment that is as big as real estate, every step you carry out should be well conformed in your written plan.

Real estate investing likewise entails dealing with a trusted and reliable broker or sales person. One that is mindful of the basic principles of providing accessible home environments, high quality home and one that forges a legacy of providing families with cost efficient yet high standard shelters.

Make sure you do your homework before making a commitment to an investment. With so much money on the line there are a lot of crooks out there just waiting to sell you some Florida swampland.

Have your attorney go over any contracts that you may be required to sign. The small fee to your attorney is well worth considering what could happen if you don't. Real estate is a longer term investment so you don't want be locked into a bad deal. - 23200

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Will 2009 be the Worst Year in Stock Market History?

By Neil

The following article presents the very latest information on stock market. If you have a particular interest in stock market, then this informative article is required reading.

In 1929, one of the darkest times in stock market history, as well American history took place. During the famous "Black Tuesday" the ticker tape fell behind by two and a half hours. But if we the church in America will stand in the gap and humble ourselves and pray we will see the biggest explosion in stock market history. Every nation is either under a blessing or a curse depending upon the condition of the church of Jesus Christ within it. Yes, we've even included a relatively recent addition in this article on stock market history. And that's because we recognize the importance of this particular exchange.

It's amazing to think of the impact that those 24 merchants had on stock market history and the world, even in the present age. Good stocks listed in Indian stock market have consistently given better returns than many other stock markets around the world in Stock market history. In the past 60 years of stock market history, the lowest multiple of bottom-of-channel earnings has been 10x, which occurred briefly in 1974 and again in 1982.

That's one reason why I think those long, flat periods that I mentioned in 100 Years of Stock Market History are important. For bulls and bears alike, the 1930s was the most fantastic period in stock market history. Stock prices collapsed between 1929 and 1932, losing an average 88%, but industrial, rail, and utility stocks all shot up from their lows in the summer of 1932, anticipating the end of hard times. It may have been the worst year in stock market history, but we can?t remember when we had such a good time. We barely broke a sweat the entire year; never were there more jackasses to laugh at or more con artists to admire.

See how much you can learn about stock market when you take a little time to read a well-researched article? Don't miss out on the rest of this great information.

The main reason is that people are naturally cautious, especially with their own money, and the return on stocks is highly volatile from day to day. This inclination toward caution is perfectly reasonable, reflecting an intuitive understanding of an important financial truth: the average return is not the only thing that matters when evaluating an investment. Shiller, a respected expert on market volatility, offers an unconventional interpretation of recent U.S. He warns that poorer performance may be in the offing and tells us how we--as a country and individually--can respond.

Recently we have experienced one of the sharpest declines in stock market history. It has taken stocks to their lowest prices in 11 years. In 1929, one of the darkest times in stock market history, as well American history took place. This helped contribute to $100 billion in lost assets to investors. My point in exploring this extended stock market history is to demonstrate that the widely accepted notion of a reliable 5 percent equity risk premium is a myth. Over this full 207-year span, the average stock market yield and the average bond yield have been nearly identical.

Why not just ignore the volatility and collect the increased risk premium from stocks? That is the message of those who believe in "Stocks for the Long Run" and also from those who want you to invest in their long-only mutual fund or managed account program. Google Stock has a beta of .81, indicating that the stock price fluctuations are less volatile that the movement in the stock market. This crash and burn showed just how risky and volatile the stock market was. The crash also went to show that so-called "booms" in the stock market only last temporarily.

Don't limit yourself by refusing to learn the details about stock market. The more you know, the easier it will be to focus on what's important. - 23200

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