A Guide to Buying Mutual Funds in the Philippines

By Jeffrey Mute

Mutual funds have become a fad investment in the Philippines today. This is because it has several advantages over the usual investment opportunities in the country. For those who want to be a part of this up and coming industry of mutual funds, it is important that you get some basic ideas of how the fund works and the ways you can benefit from it.

Basically, a mutual fund is an investment option which pools in resources from various investors before investing it into a diversified portfolio of investment. In a mutual fund company, a professional fund manager decides on the kind of investment which will give a maximum gain for their investors to put their money in. Usually, the investments a mutual fund company engages in include stocks, bonds, and money market investments.

A mutual fund company is legally owned by its investors, and the amount of ownership is determined by the number of shares owned. Likewise, the potential income from the fund is also established on share ownership.

Just like any other investment opportunity, mutual funds have their own set of advantages and disadvantages. One advantage of a mutual fund is that you dont really have to do so much work for your investment to grow. Since a professional fund manager does the research, selection, and monitoring process, all you have to do is wait for your money to grow.

Even if a mutual fund is a sound investment, it also has some disadvantages. Despite being considered as a low to medium risk investment, there is a slight possibility of not being able to earn. Another disadvantage of this kind of investment option is that you wont be able to decide on the kind of investments the fund will put your money in. Since the fund will be controlled by a fund manager, all you can do is hope that he will make wise investment decisions.

In contrast, mutual funds also have its disadvantages. One of which is that you wont be part of the decision making process with regards to how your money will be invested. Since a fund manager is the one who makes this decision, you can just hope he chooses the right investments for the mutual fund company. The worst that can happen is that your investment will not gain anything, but the possibility of this is very dim.

Upon knowing these factors, you can now make your decision on whether you should invest in one or not. If you decide to invest in one, learn as many things as you can regarding the mutual fund company you want to invest in.

With these basic ideas of what a mutual fund is and how it works, you are now ready to decide on whether or not you should invest in one. If you want to go ahead and invest in one, just fill out an application form to be provided by an authorized broker and youre all set. Just make sure you understand the terms of your investment. And dont stop learning about mutual funds upon investing in it. Make it your responsibility to monitor how your investment is doing. - 23200

About the Author:

The author's website provides information about mutual funds Philippines and also guide you on how to buying mutual funds in the Philippines.

Understanding Article Marketing Secrets

By Hass67

Article marketing is the best way to attract massive publicity to your website. In article marketing you write articles on the topic of your choice. Then submit them to article directories, ezines and announcement groups.

Never wrote article before? Dont worry, even if you are not a good writer in the beginning, you can write good article with practice. Article marketing is being done by regular every day people with success.

This is the free and best way to build massive back links to your site. These backlinks will count with the search engines and will increase ranking of your site on the search engines. You only require giving not more than an hour of your time everyday writing an article.

Suppose you are afraid to write and you consider yourself not a good writer. Trust me, if you can write letters to your friends, you can also write articles with a little bit of practice.

Your article should not be too long or too short. It should be between 400-700 words for best results. When you write an article avoid talking about your business or your website in the body. Try to give your reader information that has value in an interesting manner.

In the start, write an article a day. Next day, again read the article you wrote yesterday. By doing this, you will be able to have a fresh look at it and make it even better. Once you are satisfied with the quality, submit it to article directories.

The title should be enticing enough for people to click on it. Start your article in an interesting and lively manner that compels the reader to continue reading till the end.

At the end of the article there is a resource box. You can talk about yourself here. It is the most important part of the article in addition to the title and the body.

Write about yourself in third person. Tell the reader who you are and what are your hobbies and interests. In the resource box, you can sell your business by linking with your website.

The resource box should be compelling for the reader to click on the link and visit the website. This is actually the main purpose of writing the article. A good article leaves a positive impression in the mind of readers and builds trust with them. It also establishes you as an expert in your niche and builds back links for your site. - 23200

About the Author:

Mr. Ahmad Hassam has done Masters from Harvard University. His hobby is internet marketing. Discover Web Traffic Machines. Read about an Article Marketing Network comprising 12,000 blogs. Make Money Online

The Enduring Beauty and Value of Gold Bullion Bars

By Christina Goldman

Gold has long been considered one of those most valuable and coveted forms of money. For thousands of years, owning gold has brought with it the reputation and prestige of wealth and power. Gold bars like the beautiful Pamp Suisse Gold Bullion Bar have been used in transactions since the time of the ancient Greeks, Romans, and Egyptians. Billions of dollars worth of gold bars lay on the ocean's floor around the world, spilled overboard by military attacks, the wrath of nature, and greed of pirates.

Gold bars are defined as any amount of gold that has been shaped into some sort of compact bar. There are dozens of different names for gold bars, including but not limited to:

Chi bars

Tael bars

Bank bars

Minted "brick" bars

"Bullion watch" bars

"Gold fillet" bars

These gold bars may weigh anywhere from 1 kilogram to 12.5 kilograms, or 400 ounces, to 1000 gram, known as the kilobar. These days, the kilobar is the most popular when it comes to trading, collecting, and investing. Gold bars and gold bullion bars are generally defined in terms of troy ounces. One troy ounce equals 31.1034768 grams, 1 kilogram equals 1000 grams, and one tael equals 50 grams.

Gold bars may be classified into two different types: minted and cast, depending upon how it was manufactured. Cast gold bars are created through the process of pouring heated liquid gold into a mold. Minted gold bars are hand cut into specific dimensions.

Gold bullion bars are generally available in 10-ounce gold bars that contain .995. purity or 1 kilogram per gram bar, or gold bullion bars designed mainly for investing. One of the most popular is the 10- ounce gold bullion bars, known as a "four-nines" or pure .9999 finest.

Regardless of size or shape, investing or collecting in gold bullion bars is a solid investment decision that carries a legacy of power and wealth that dates back thousands of years. - 23200

About the Author:

Please don't lose sleep over the security of your money! You can protect your hard-earned savings from bank failures, financial catastrophes, and the devastating effects of high inflation with pure Pamp Suisse Gold Bullion Bar. For great deals and selection, visit us now at: http://goldbullionbars.info

Wholesale Real Estate Investing

By Gary Z. Bryant

The decision to invest in real estate can be scary and exciting at the same time. So many people fear what might happen to their investment in the event of a downturn in the market, but there are other investors who know the secret to profiting from real estate no matter what the market is doing. They know the secret of wholesale real estate investing.

What Is Wholesale Real Estate?

Wholesale real estate is the term generally used for purchasing property at a price that is much lower than the actual market value. While there are several ways to accomplish this, perhaps the easiest is to source homes in foreclosure.

Properties in foreclosure are owned by sellers who simply wish to get out of the credit nightmare they're facing. This can often mean they just want to sell their home for enough money to cover the outstanding mortgage on the property. In many cases this can lead them to selling their property for far less than the market value.

Why Invest in Wholesale Real Estate?

There's a lot more to investing in real estate than just buying properties cheap. You see, keeping your purchase costs low means a smaller outstanding mortgage. When your mortgage amount is low and the market value is higher than the price you paid for it, you have an instant increase in the amount of equity you own.

Once you calculate how much rental income you could receive from leasing out your investment, you might just find that it's higher than your operating costs. This means you're generating profits in the form of residual income each month.

Is It Hard To Find Wholesale Real Estate?

Foreclosed homes can be found in all states across the country. There are plenty of ways to find wholesale real estate either by searching through listings on the internet or you can source your investments on your own by keeping an eye on various listings with private real estate agents.

The idea behind using wholesale real estate for your investment purposes then you need to know you can re-sell it at the higher appraised value or that it's in a condition that you'll be able to charge rental income for it.

Should I Buy Lots Of Foreclosed Homes?

Rather than just dive into the deep end with your investments and hope for the best, take some time to learn how to structure your investments properly from the experts. While its possible to make huge profits from investing in wholesale property, its also equally possible to lose plenty of money too if you havent learned as much as possible about protecting your investments and buying wisely.

Keep in mind that every home is different. You should take time to calculate the numbers and consider your financial structuring to ensure that each property you look at has the potential to become a good investment with high returns.

The easiest way to learn how to factor all of these considerations into your property investment choices is to learn from the experts. A real estate investing course can fast-track your knowledge of wholesale real estate investment and get your profits increasing faster than you dreamed. - 23200

About the Author:

Not the right time to invest in real estate? Gary Z. Bryant says your wrong. Find more about Real Estate Investing and Real Estate Foreclosure Investing

Why Choose Online Forex Trading?

By John Eather

Greatest market share: Boasting with an approximately USS$ 1.5 trillion worth of transactions per day, foreign currency markets are the largest financial market worldwide. The significant market size is attributed to demand for foreign currency worldwide. Any person can contribute to currency markets by buying or selling International products directly from suppliers or vendors as well as International tourism. Central Banks gain mostly from international forex trade especially after the inception of floating gold prices instead of pegged gold prices. The affect of gold prices being extremely important on currency values. Online forex trading has been a great advantage for this market, making access easy and affordable.

Online trading best option: Online forex trading is the best option for currency transacting as you only need a few hundreds US Dollars to start trade with. There are no commissions payable to brokers as the middleman is cut out, meaning greater returns on investments. Trade is open twenty-four hours a day, seven day a week. High leveraged ratio's are offered by Online forex trading companies to clients as added value for money. Real-time pricing, analysis, charting and news updates are available via trade software. Demo accounts can also be opened to be practiced on, without any risk.

Cost efficient: Using online forex trading instead of normal brokered forex trading will save you bags of money as there is no middleman fees payable-you are your own broker. However online trading will attract costs in the form of opening, managing or administrating the account as well as software.

Experience necessary: If you are planning to play the online forex markets you will have to have some form of education or experience in the field as you are exposed to high risks and returns. Do a course in or buy books on foreign exchange transacting and make sure you familiarise yourself with the terms and procedures as well as the advantages and disadvantages of this market type. Be realistic and do not trade with money you don't have.

Risks: Foreign currency trading is conducted over-the-counter, thus not on a formal exchange such as New York, Tokyo or Johannesburg Stock Exchanges therefore limited regulations and legislations are applicable making the chance of fraud, money laundering or plain theft greater. In general these transactions carry very high risk with the effect of gearing or leverage with very small movements in the market having a significant affect on your deposit either against you or to your advantage. Risk-reducing orders intended to eliminate high losses may not be effective at all, as some market conditions make order execution impossible. - 23200

About the Author:

Be certain you sign up for John Eather's informative ecourse and reports about Online Forex Trading. Get the most leading-edge info about online trading forex. Click on MoneyMakingFxTrader.com now to learn more.